Tomarket’s decentralized marketplace offers its users a huge range of trading features. Learn more about how it works in this article.

When you start to get into the world of investing, it can feel a little overwhelming. There are countless types of assets, and you often need to switch between platforms to purchase them. 

 hopes to simplify this by becoming a one-stop shop for investors. Its unique blend of trading, gaming and other money-making opportunities makes it an exciting place to look for profitable investments. How do you trade on Tomarket? Here's what you need to know.

Tomarket is a decentralized marketplace that offers users a huge range of trading features. Its platform lets people buy and sell 

, cryptos, bonds, pre-market tokens, game currencies and more.

Tomarket's origins are somewhat mysterious. The project was initially managed by Oliver Tomassi, who claims to be the founder, but since his social media accounts have been suspended, he hasn't released any additional information about how Tomarket was developed. Furthermore, no white paper for Tomarket has been published.

Since Tomarket’s release in July 2024, the project has gradually evolved from a standalone game to a full marketplace. Though not much is known about the people behind the project, it does have some prestigious backers, having 

Tomarket may have started out as a simple Telegram game, but it has big ambitions, aiming to become an all-in-one platform for gaming, earning and trading. While working on its gaming project, the Tomarket team realized that there was a growing demand for the ability to trade unusual assets. Investors were interested in emerging asset types, such as 

, pre-generation tokens and risk-weighted crypto assets. However, there weren't many sites that offered ways to trade these assets.

 financial institutions aren’t equipped to trade these novel assets. Its team hopes to create a more convenient and user-friendly way of trading. In the long run, Tomarket hopes that providing a trading platform will make it easier to determine accurate pricing for assets, and make it simpler to trade complex investments.

The core Tomarket system runs on the Telegram app, and is 

, which it uses to verify transactions in a secure and affordable manner. Meanwhile, interaction with Tomarket is through an interface on the Telegram app, so you don't have to use any complex technology. The Telegram Tomarket app is also integrated with the Bitget Wallet, so users have a seamless way to transfer assets. 

Tomarket offers the following features for users to explore.

The Tomarket app provides an exciting way for users to play games and earn tokens. Via the app, you encounter a tomato-themed growing game that assigns players tasks. Those who complete these tasks receive Tomato points that can be converted into tokens.

If you want to trade the TOMATO tokens you’ve earned through the game, Tomarket's listing season is your chance. Initially started in the fall of 2024, it will run through winter. During the listing season, users can receive TOMA tokens and eventually trade them. It will also include features such as weekly rewards for active community members.

In addition to letting people earn TOMA tokens, Tomarket also includes a trading platform for users to buy and sell a variety of tokens. Its 

 (DEX) includes both traditional tokens and other crypto assets from a variety of different platforms. In the future, Tomarket has indicated that it will be pivoting its project to focus on the ability to trade tokens instead of prioritizing games. Therefore, this all-in-one platform is eventually likely to see a lot of new features.

The TOMA airdrop consists of a game users can play on Tomarket. Users can play the TOMATO Farming game to earn TOMATO points that convert to Stars, or play a drop game to earn Stars directly. These Stars are then used to determine weekly rankings, and higher-ranked players will earn more TOMA tokens when the airdrop starts. People will then also be able to stake TOMA tokens to be eligible for even more airdrops. 

 within the crypto community. After Tomarket’s hyping of a token generation event on Oct 31, 2024, some users were disappointed to realize that they could only 

 tokens and couldn’t withdraw them. However, after running another unexpected farming phase, Tomarket eventually announced it would be distributing actual tokens in December 2024. Currently, users can continue to stake and farm tokens in preparation for the listing on Dec 20, 2024.

 to help keep users up-to-date on its development. So far, the team has successfully released a game, added some trading options and created support for a variety of TON wallet types. Up next is the Dec 20, 2024 token listing. 

Though Tomarket hasn’t revealed what's next for 2025, its blog hints at some potential plans. As the platform pivots to trading a variety of token types, it will most likely need to implement additional trading features, which may include new assets being listed on Tomarket and more streamlined ways of routing orders. 

TOMA is the native token of Tomarket. It’s primarily a coin to trade, but some users believe it may also be used for governance votes in the future. TOMA has a total token supply of 350 billion tokens. Like many of the other features on Tomarket, the TOMA token will run through TON’s blockchain. 

Most of the total token supply is reserved for the Tomarket community, as 

 will be going toward airdrops. Ten percent of the tokens will be reserved for liquidity, and 5% each will be used for platform development and to compensate the Tomarket team.

TOMA holds potential promise. Its core concept as an all-in-one platform for trading crypto does address a real need for crypto investors, and could gain it a lot of users. However, the project also has some 

. It hasn't provided a white paper or any other details for investors to peruse, and its putative founder disappeared from social media right before the big token launch. Furthermore, Tomarket's delayed airdrop has led to some frustration that’s alienated some of its user base.

Ultimately, this is the sort of crypto that's good for investors looking for a high-risk, high-reward option. It might not pay off, so it's not worth putting all your money into. However, those who back it could potentially see some big returns. While you'll need to exercise some caution, TOMA could be a good fit if you have money to spare and want a more diverse portfolio.

Tomarket's pivot from a Telegram game app to an all-in-one platform for investing is a big move. While the site does need to show that it can successfully deliver on all its promises, Tomarket could become a valuable part of the trading space. In the long run, the ability to trade a variety of assets from different platforms in a single, united space would be extremely convenient.

Intermediate

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Tomarket (TOMA): The Go-to Marketplace to Play, Earn & Trade

LUCE (LUCE) is a Solana-based meme coin inspired by the 2025 Jubilee mascot which blends Catholic values with pop culture. 

 have experienced phenomenal growth within short time periods. In a similar fashion, the latest addition to the 

 family, LUCE, has quickly surged in price, thanks to its innovative merging of traditional Catholic values with pop culture.

Within two days of its listing, the Catholic Church–inspired meme coin had achieved a market cap of over $80 million, making it one of the largest coins created by 

With barely a month in the market, LUCE has made significant returns for its early adoptors.

Let’s learn more about LUCE and why it’s become so popular.

LUCE is a Solana-based meme coin that’s inspired by the anime-style mascot of the upcoming Holy Year of the Catholic Church in 2025, also known as the Jubilee year.

 Luce, which means “light” in Italian and symbolizes hope, is 

The token, created on Pump.fun, was designed by Japanese lifestyle brand tokidoki’s co-founder, Simone Legno. LUCE’s design cleverly merges elusive symbols used by the Catholic church with the modernity of pop culture.

As one of the pioneers of church-themed meme coins, LUCE has garnered a colossal following within a few weeks after launch.

On Oct 28, 2024, the Vatican unveiled a raincoat-clad, anime-themed mascot to celebrate the Catholic church’s upcoming Jubilee celebration in 2025. Thereafter, crypto enthusiasts quickly created the LUCE token, basing on the Vatican's mascot, Luce.

The creation of the LUCE token exemplifies the intersection of traditional institutions and modern digital culture, highlighting the way religious symbolism can be used to inspire new forms of digital assets and community engagement within the cryptocurrency space.

Luce cleverly blends various aspects of the Catholic church. Its mascot is depicted with a rosary around its neck, holding a 

walking stick) to symbolize the pilgrim. Additionally, its muddy boots were specifically designed to signify humility through the journey of life.

The brand behind the LUCE token is tokidoki, a popular platform that features and sells Japanese-inspired products such as accessories, apparel, toys, cosmetics and fine art. tokidoki has acquired a vast online following around the world, especially among youth who connect to its fun and creative pop culture.

LUCE has a striking resemblance to another popular Japanese-inspired 

, which has also created a huge following in the crypto space.

Following its launch at the end of October 2024, LUCE immediately gained traction and made quick gains for its early investors.

Within two days of its debut, LUCE's market cap had reached $80 million, attracting over 17,000 holders and becoming a trending topic on social media platforms. Within a few weeks, early investors have seen substantial returns. For instance, one investor purchased 10 million LUCE tokens for 60 SOL (approximately $10,400) on Oct 29, 2024, which later appreciated to a value of $666,000 in one day's time — a 64-fold increase.

On Nov 12, 2024, LUCE rapidly crossed the $100 million market cap mark within 24 hours, making the token one of the biggest on Pump.fun. Luce's potential led to Bybit listing the meme coin as a Perpetual contract with a leverage of 12.5x in its Innovation Zone on Nov 19, 2024.

Shortly after this Perpetual contract trading announcement, Bybit announced that LUCE would join 

, a product that lets its users cast votes on which tokens to list in Bybit's Spot trading terminal. The token received over 305 million votes through ByVotes, and those who successfully voted got to share in the 

As of Dec 9, 2024, LUCE's price is $0.15, with a market cap of $122.12 million, placing it among the top 8 meme coins on Pump.fun. In the past 30 days, LUCE has pumped by over 500%, with a slight decline of around 10% in the past 24 hours.

You can buy LUCE on Bybit as both a Perpetual contract (

) under the Innovation Zone, a platform that allows investors early access to projects handpicked by the Bybit team. However, these projects also pose the added risk of higher volatility, which can adversely impact investments.

The rapid rise of the LUCE token highlights the dynamic nature of the crypto market, and the potential for significant gains, as well as the inherent risks associated with such investments. As a top church-themed meme coin, LUCE has created an impressive following that could make it one of the largest tokens on Solana’s Pump.fun and in the broader cryptocurrency community.

As the Holy Year draws to a close, LUCE remains an emerging token with an upward trajectory due to its community spirit, fun design and religious significance via its embodiment of values central to the Catholic Church.

Beginner

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Luce (LUCE): The Vibrant Mascot With a Holy Mission

Thruster (THRUST) is a cutting-edge DEX on the Blast Layer 2 blockchain, offering both standard and concentrated liquidity AMM pools. 

 chains has plenty of solutions offering minuscule fees, excellent scalability and nearly instant transactions. Seemingly countless sidechains, rollups and other types of Layer 2 networks servicing the Ethereum blockchain have been launched in recent years. However, many, if not most, of these chains struggle to offer anything beyond low fees and fast transaction processing capacity. While these benefits are nothing short of remarkable — especially considering Ethereum's never-ending network congestion issues — the innovation in this area needs to move beyond another platform offering the same cost and speed advantages.

 (BLAST) Layer 2 blockchain in early 2024 was a refreshing change — finally, an Ethereum Layer 2 solution that provides something more than just cost and speed efficiencies. Blast is known as a unique Layer 2 chain that offers native yields for ETH and 

, a feature that has attracted significant capital and 

 (DeFi) actors to the platform. Leveraging Blast's unique capabilities and popularity in DeFi, the Thruster Finance 

 (DEX) was launched on Blast’s blockchain in March 2024.

Thruster offers both the tried-and-tested 

 (AMM) model and a more advanced AMM model derived from the 

 (UNI) v3–inspired concentrated liquidity provision. Despite offering sophisticated options for token swaps and liquidity provision, Thruster aims to be as beginner-friendly as possible for traders, 

 (LPs) and developers. It has also tightly integrated Blast's own loyalty programs — Blast Gold and Blast Points.

 (THRUST) is a DEX on the Blast Layer 2 chain that provides standard AMM and concentrated liquidity AMM services to power its token swap and liquidity provision operations

.Thruster was launched in March 2024, soon after the introduction of Blast's mainnet, and builds upon the Layer 2 blockchain's popularity in the DeFi community, its capital efficiency and its cost and speed advantages.

Debuting in February 2024, Blast became a major Layer 2 market disruptor by introducing native yield benefits for holders of Ether and stablecoins. Simply by bridging your ETH or stablecoin funds to Blast, you can earn competitive yields from these assets as an added benefit to the cost and speed efficiencies that Blast boasts as an 

 solution. The native yield functionality quickly attracted DeFi users to the platform, a development that Thruster Finance has successfully capitalized on since the early days of its operation.

Thruster Finance consists of three key parts: the token swap section, the Uniswap v2–inspired constant factor AMM and the concentrated liquidity AMM, which adopts the basic characteristics of Uniswap v3.

Thruster quickly became the largest DEX on Blast by offering user-friendly and highly flexible token swap and liquidity provision options for its AMM and concentrated liquidity AMM components. At the height of its dominance on the chain, in June 2024, Thruster boasted a 

 (TVL) of close to $600 million. Although the protocol is currently off these highs, it still ranks as the largest DEX on the Blast blockchain, with a current TVL of 

The Thruster Finance project’s seed-stage startup is based in California. It was founded in 2023 by a pseudonymous team that has reportedly contributed to several top-50 protocols. In April 2024, Thruster attracted media attention when it 

 from several well-known institutional and individual crypto investors, including Pantera Capital and OKX Ventures.

Thruster supports token swaps for ETH, Blast's native cryptocurrency; BLAST, the blockchain's own stablecoin; USDB; and a range of tokens within the Blast ecosystem. Like other AMM-based exchanges, users trade against liquidity pools funded by LPs earning fees from transactions in each respective pool.

The platform features an analytics section that provides up-to-date, transparent information on the current swap rates, fees involved, 

There's also a portfolio section that helps traders track their investments and operations across pools and provides information on users' balances, earnings, staking and liquidity pool commitments.

For LPs, the platform offers two varieties of swap pools: the standard constant factor AMM and the concentrated liquidity AMM. We'll discuss these two kinds of pools in the section below.

Thruster also offers income opportunities via staking. Users who stake the platform's native crypto, THRUST, are issued veTHRUST tokens, which entitle them to earn revenues from the protocol's operations and other protocol benefits.

Although Thruster Finance offers fairly sophisticated products, it aims to appeal to all kinds of DeFi users, from rank beginners to seasoned pros. To meet this goal, the platform offers two user interface modes: lite and pro.

The lite mode is suitable for newbies and less experienced users. It features user-friendly token charts, critical token and pool information and social integrations. Meanwhile, pro mode is designed for experienced DeFi users and provides additional tools for order management, leverage use and asset discovery.

One variety of swap pools on Thruster is based on the constant factor AMM model. This is a standard AMM system, first introduced by Uniswap v1 and improved upon in Uniswap v2. In a constant factor AMM, a swap pool is based on a simple formula, 

 represent the quantities of two tokens in the pool and 

 is a constant that remains the same regardless of

. LPs provide liquidity at any price point for the swap pair, irrespective of how the swap rate moves.

The constant factor AMM model provides numerous advantages, including simplicity and relatively high predictability of yields for LPs.

Thruster, however, has made some modifications to the original constant factor AMM developed by Uniswap. First of all, the platform has implemented different fee tiers for swap pools. With Uniswap v2, all swaps are charged one fixed fee — 0.3% per transaction. However, using the same rate, without taking into account liquidity and activity levels for a particular pool, isn't the most flexible solution. This structure limits the flexibility of incentives for LPs — the primary recipients of revenues from swap fees. This is why Thruster has implemented a tiered fee system, as the differential fee model is designed to encourage more active and targeted liquidity provision and token trade.

Another unique feature of Thruster's constant factor AMM is the direct integration of Blast's reward systems, Blast Points and Blast Gold. In addition to transaction fee revenues, LPs may qualify for points under these loyalty programs.

Thruster also offers a more advanced variety of crypto trading and liquidity provision based on the concentrated liquidity AMM model. This is the AMM variation first introduced in Uniswap v3. 

In a concentrated liquidity AMM, LPs can provide liquidity within specific price ranges within a pool. The advantages of concentrated liquidity over the standard constant factor model are numerous, such as greater capital efficiency, potentially higher yields and reduced 

 rates. This type of AMM provides greater flexibility to LPs in terms of their capital allocation.

LPs contributing funds to Thruster's concentrated liquidity AMM pools are also rewarded with Blast Points and Blast Gold in addition to revenues from swap fees.

 is a blockchain explorer tool for the Blast ecosystem. In terms of functionality and design, it’s quite similar to Ethereum's 

. Blastscan lets you view detailed statistics on tokens and 

 addresses hosted on Blast’s Layer 2 platform. While Blastscan covers the entire blockchain's ecosystem and isn't specifically a part of Thruster Finance, it can be used by LPs to withdraw liquidity from Thruster's swap pools.

LPs can add liquidity only via the Thruster user interface, but they can use either the interface or Blastscan when removing previously added liquidity. The latter method isn't as user-friendly as the former option, but it might suit more technically minded users accustomed to the active use of Blastscan.

One distinct feature of Thruster is the abundance of additional incentives for users on top of the standard income from transaction fees. Rewards offered on Thruster include Blast Gold, Blast Points and Thruster Credits. Notably, these rewards aren't restricted to LPs, as other platform participants, such as token traders and referrers, can also expect to receive some of these reward types.

Blast Points are rewards that qualify you for BLAST token airdrops. The Blast project distributes these points to eligible individual wallets and smart contract addresses that hold balances of either of three assets — ETH, 

 stablecoin. Thruster Finance has integrated the distribution of these points to specific liquidity pools. The points are allocated to eligible LPs contributing to these pools.

Blast Gold represents rewards paid out by the Blast Layer 2 project to 

 (DApps) that actively contribute to the development of the blockchain's ecosystem. Essentially, Blast Gold is a bonus reward (on top of Blast Points) that Blast distributes to select DApps on its network. Thruster Finance is one of the recipients of Blast Gold. A recipient DApp project can internalize its Blast Gold rewards, or share them with their own user community.

Thruster has decided to share its Blast Gold rewards with its two main user community groups: LPs and token swappers. For the latter group, swaps involving ETH or USDB are eligible for Blast Gold rewards.

On top of the rewards provided by Blast, Thruster has designed its own loyalty program, Thruster Credits. These credits are awarded to LPs, token swappers, active participants in social media campaigns run by Thruster and those referring new users to the platform. Thruster Credits qualify you for the ongoing THRUST token airdrop, designed to distribute 7% of the token's supply to various groups of eligible users.

THRUST is Thruster Finance’s native cryptocurrency. Launched on Oct 9, 2024, it's an 

 asset issued on the Blast chain. When you stake THRUST on Thruster Finance, you’re issued Vote Escrowed Thrust (veTHRUST), an asset that qualifies you for a range of benefits, including a share of revenues from protocol fees, additional bonuses for liquidity provision, rewards from participation in on-chain voting and the 

 on key features and the future direction of the protocol.

THRUST is a supply-capped asset, with a total and maximum supply of 500 million. As noted earlier, 7% (or 35 million) of the token's supply is slated for distribution via an airdrop to several eligible user groups. These include eligible LPs, token traders and recipients of Thruster's reward program points, including Thruster Credits. The airdrop started on the day of THRUST's token generation event (TGE) in early October 2024, and is scheduled to last 90 days, until Jan 9, 2025.

The THRUST token's overall supply allocation shares are per the chart below:

You can buy the THRUST token on Bybit's Spot market as a 

. You can also take advantage of Bybit's 

 campaign to earn a share of the total 2 million THRUST prize pool. To qualify for a 200 THRUST reward, new users need to either deposit at least 500 THRUST, or deposit at least 100 USDT and trade 100 USDT worth of THRUST via their first Spot trade. Meanwhile, existing Bybit account holders can also earn a reward of up to 1,000 THRUST by trading at least 500 USDT worth of THRUST on the Spot market. The campaign runs through Dec 10, 2024, 8:59PM UTC.

Automated market makers (AMMs) have experienced rapid growth ever since the introduction of the concept by Uniswap in 2018. The concentrated liquidity model, again championed by the Uniswap DEX, has added further options and versatility for LPs. However, inflexible fee structures and poor user interfaces have dogged the broader adoption of both liquidity provision and token swaps on AMMs for years. 

Thruster Finance is a timely addition to the AMM DEX landscape, with advantages like a beginner-friendly interface, different fee tiers based on the specifics of each pool, and an array of additional rewards — Blast Gold and Blast Points, as well as app-specific credits.

Thruster offers a comprehensive suite of options for DeFi veterans, as well as for those new to AMM-based liquidity provision or token trade. All that Thruster needs now is wider recognition and adoption by the DeFi user community — never an easy job in a competitive field where the likes of Uniswap, 

Advanced

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Thruster (THRUST): An Advanced AMM for the Blast Ecosystem

XION is a Layer 1 blockchain that’s transforming web3 accessibility by eliminating wallets and other technical barriers. Learn more here.

 offers transformative possibilities, complexity and poor user experience continue to hinder mainstream adoption. XION emerges as an innovative 

 that aims to reshape blockchain interaction through innovative 

From its founder's iconic Banksy moment to raising $36 million from industry leaders, we'll explore XION's journey, technology and potential to revolutionize blockchain accessibility. Let's delve into how this walletless blockchain platform is reshaping the future of 

 is a Layer 1 blockchain that’s transforming web3 accessibility by eliminating wallets and other technical barriers. Through chain abstraction technology, XION enables users to interact with blockchain applications as easily as using everyday websites.

The story of XION begins with a bold statement about blockchain's potential. Its founder, Burnt Banksy, captured global attention by burning a physical Banksy artwork titled “The Morons” and selling its NFT for $380,000 — quadruple the original's value.

Following this success, Burnt Banksy established 

 to develop blockchain products for everyday users. While building these applications, the team encountered a persistent challenge: blockchain's technical complexities were keeping it out of reach for mainstream users.

The team set out to tackle the challenge at its core, leading to the development of XION's innovative chain abstraction technology. This breakthrough has resonated strongly within the blockchain industry, securing over $36 million in funding from prominent investors, including Animoca Brands, Multicoin Capital and Circle Ventures.

XION's primary goal is to solve three fundamental challenges that have hindered widespread blockchain adoption:

These solutions work together to create a unified, user-friendly blockchain experience that brings web3 closer to mainstream adoption. By tackling these core challenges simultaneously, XION is positioning itself as a key player in the evolution of blockchain technology.

XION's architecture is built around its generalized chain abstraction technology, which integrates complex blockchain functionalities directly at the protocol level. 

XION's core innovation lies in its comprehensive abstraction layer that removes technical complexities while maintaining blockchain's benefits. This system handles everything from account management to cross-chain communications, enabling users to interact with blockchain applications without understanding the underlying technical processes.

XION’s meta accounts transform traditional blockchain interaction by moving beyond the standard private-public key model. These protocol-level accounts enable users to:

 consensus, XION delivers unparalleled performance and security. The infrastructure processes 

 while maintaining immediate finality, making it ideal for real-world applications.

The robust consensus mechanism provides enterprise-grade security, while native cross-chain compatibility enables seamless interaction with other blockchain networks. This architecture ensures scalability and reliability, supporting growing demand without compromising performance.

The development environment has been crafted with builders in mind. Developers can leverage familiar tools and frameworks to create consumer-friendly applications that harness the full power of blockchain technology without getting bogged down in complex implementations.

XION's technology enables the following practical applications that demonstrate blockchain's mainstream potential.

 participation through intuitive governance interfaces. Members can easily engage in proposals and voting across multiple blockchains, making decentralized organizations accessible to everyone regardless of technical expertise.

XION's technology enables developers to build next-generation blockchain games that put gameplay first. Through session keys for secure access, batch processing for instant actions, and gasless transactions that eliminate user fees, players can enjoy games without the traditional barriers of 

XION enhances digital banking with advanced security features and flexible controls. Temporary session keys, customizable transaction limits and multi-factor authentication help users manage their digital assets securely while maintaining easy account recovery options.

XION unlocks new possibilities for content creators through automated subscription management and streamlined monetization. With 

 handling recurring payments, creators can focus on entertaining their audiences while delivering content seamlessly across all devices.

XION has already achieved the following significant milestones in its development:

Looking ahead, XION's road map focuses on several key initiatives.

XION remains committed to making blockchain technology accessible to mainstream users, while expanding its ecosystem through strategic partnerships and community-driven development.

With a supply of 200 million tokens, XION powers the network's economic operations and governance decisions.

XION tokens are essential to the ecosystem's operation, serving multiple key functions.

XION employs a unique approach to inflation management, as network fees are strategically used to offset token inflation. This creates a more balanced tokenomics model that supports network growth while protecting token value.

What sets XION apart is its staking-focused inflation calculation. Rather than applying inflation to the total token supply, it's only calculated against staked tokens. This approach encourages active participation in network security, while managing token supply more effectively.

XION's price outlook is closely tied to its mission of making blockchain technology accessible to mainstream users. Currently trading at approximately $6.16 on Bybit's Pre-Market platform (as of Dec 5, 2024), XION has the potential for growth as blockchain adoption expands.

While cryptocurrency price predictions are inherently speculative, CoinCodex 

These forecasts suggest a positive long-term outlook for XION, driven by its innovative chain abstraction technology and growing ecosystem partnerships. However, XION's future value will ultimately depend upon the successful launch of its mainnet, continued user adoption and broader market conditions.

Looking to buy XION tokens? Bybit now offers XION on its Pre-Market Trading platform. To get started, create a Bybit account, fund it with USDT or cryptocurrency and navigate to the XION 

While XION has demonstrated strong technological innovation and continues to gain attention for its user-friendly approach to blockchain, investors should carefully weigh its strengths and risk factors before making investment decisions.

With its institutional backing, innovative approach to blockchain accessibility and growing ecosystem of over 3.6 million users, XION shows significant potential for growth. However, potential investors should 

 and consider their individual risk tolerance before investing.

XION tackles the biggest hurdle to blockchain's adoption — complexity — by eliminating technical barriers that confuse typical users. With its user-first approach, XION makes blockchain as simple as using everyday websites.

If successful, XION's mainnet launch could mark a turning point for blockchain adoption by finally making web3 accessible to the billions of users left behind by its technical complexity.

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XION (XION): Accelerating Mainstream Adoption With a Walletless Blockchain

USUAL introduces USD0, a stablecoin backed by U.S. Treasury Bills, offering transparency, security, and revenue sharing through its governance token, USUAL.

More than a decade ago, in mid-2014, the first 

 arrived on the stage of the crypto market. These cryptocurrencies were designed to provide stability in the typically volatile world of crypto, and to serve as a bridge between the traditional finance (TradFi) and 

 (DeFi) ecosystems. At the core of their functionality is a mechanism that maintains a close peg to some traditionally valued asset, be it the U.S. dollar, euro or 

Stablecoins have proved to be tremendously popular, with the leading asset in this niche, 

 (USDT), routinely attracting higher trading volumes than any other cryptocurrency — including the mighty Bitcoin. The second most popular stablecoin in the market, 

 (USDC), also enjoys multibillion-dollar daily trading volumes, and ranks among the top 10 cryptocurrencies by market cap.

Despite their popularity, many leading stablecoins — including the dominant USDT and USDC pair — have opaque collateral management mechanisms, are lacking in transparency, don't distribute revenues to the wider user community and are highly centralized in terms of control.

Usual (USUAL) is a DeFi solution launched on the 

 (ETH) blockchain that aims to tackle these deficiencies of traditional stablecoins by offering a 

 (RWA)–backed stablecoin and redistributing protocol revenues among its users. The platform's primary stablecoin — USD0 — is backed by collateral invested mainly in short-term U.S. Treasury Bills; maintains a tight peg to the greenback via these secure investments; has a fully transparent reserve verification system; and opens up additional yield opportunities across a variety of external DeFi protocols via a 

 (USUAL) is an Ethereum-based DeFi platform that offers an RWA-backed, USD-pegged transparent stablecoin, USD0, and distributes protocol revenues among its user community. 

USD0 is backed by collateral invested in RWAs, primarily in short-term U.S. Treasury Bills. The short-term, highly liquid and secure nature of these government-issued assets ensures that USD0's peg to the U.S. dollar isn't likely to be compromised.

Usual has partnered with Hashnote, a Florida-based regulated provider of digital and tokenized fund products, to facilitate secure investment in U.S. Treasury Bills and associated products.

Usual's USD0 is a unique stablecoin product, distinct from the dominant assets in this niche, 

 and USDC. While these cryptocurrencies also maintain fiat reserves to back their value, they’re controlled by centralized corporate entities, and their USD reserves are exposed to the traditional banking system, with poorly known levels of risk associated with them.

, whose values aren’t backed by fiat assets, and which are highly dependent upon underlying protocols’ activity to maintain their pegs. In many cases, these algorithmic coins lose their pegs and stability when the underlying lending or borrowing activities on their protocols are manipulated by 

 or become subject to panic-driven runs. The most notorious example was the 2022 

Usual’s platform also offers a liquid staking version of USD0, USD0++, which can be used throughout the DeFi ecosystem for additional yields. It has partnered with several Ethereum DeFi protocols to expand the universe of platforms where USD0++ can be utilized, including 

Usual also has another distinct feature: the protocol aims to distribute future revenue among its users, specifically among holders of its upcoming USUAL 

The platform was developed by the France-based Usual Labs, a blockchain development outfit co-founded by Adli Takkal Bataille, Hugo Sallé de Chou and former French parliament member Pierre Person. Usual launched the USD0 stablecoin in mid-2024. In late November 2024, the platform introduced the USUAL governance token, set to be launched sometime in mid-December 2024.

The introduction of the USD0 stablecoin is a potentially paradigm-changing event for the crypto market. This innovative asset adopts many of the advantages of fiat-backed stablecoins, but also resolves many associated issues. Usual Labs has targeted several goals with the advent of USD0 and its unique working mechanism.

One key aim is to change the way that profits from decentralized stablecoin operations are shared. Usual's revenue is to be shared with the user community — namely, the holders of the USUAL token. All the revenue generated from the platform's operations flows to its treasury. USUAL holders are in charge of this revenue, making them eligible to decide on the actual distribution. In essence, owning USUAL entitles you to a share of potentially 100% of revenue generated by the platform.

This starkly contrasts with the way that other fiat-backed stablecoins, notably USDT and USDC, operate. All the revenues generated from these stablecoins are appropriated by their respective founding companies — Tether Limited for USDT, and Circle Internet Financial Limited for USDC. While the risks from the operations of these assets are externalized and shared with holders of the stablecoins, the revenues are internalized and scooped up by Tether and Circle.

Another aim of the Usual project is to bring transparency to the management of collateral that backs the USD0 stablecoin. As a decentralized protocol, Usual provides the transparency of collateral funds' allocation. Again, this contrasts with the opaque nature of the way that USD collateral for some stablecoins is managed. Tether's USDT has particularly 

 in the crypto investor community, as the company has never conducted a full-scale audit for its vast claimed dollar reserves.

Another aim of Usual is to provide a stablecoin that’s completely secure from exposure to the traditional, fractional reserve-based banking system. Some crypto investors have derided the fractional reserve system, whereby only a small proportion of client liabilities are actually held at any given time by banks. Projects like USDT and USDC rely heavily on the traditional banking system, which backs their U.S. dollar reserves. These banks naturally rely on fractional reserves that, at least in the opinion of the most risk-averse investors, exposes them to 

In contrast, USD0 is backed by short-term U.S. Treasury Bills, an asset class that’s fully backed by the U.S. government's pledge. These are considered among the safest assets in the world of finance, as the U.S. government has never yet defaulted on its payment obligations. Unlike USD deposits in banks, USD0's Treasury Bill–based collateral isn't exposed to the risks of the fractional reserve system. As such, the coin's collateral is based on a government-backed asset, providing a level of security that most fiat-based stablecoins in the market are unlikely to match.

Usual uses a three-token model to power its operations and services. There's the fiat-backed USD0 stablecoin, which is protected by Treasury Bill collateral. The second asset is the USD0++ LST, a derivative of USD0 issued upon staking the latter. And there’s the USUAL governance token that grants holders the right to participate in decision-making on the protocol's rules and future direction.

The Usual protocol provides two ways to mint the USD0 stablecoin:

:This is normally done by investing in the USYC fund and using it as collateral, then depositing it into the mint engine to mint USD0. USYC is an on-chain representation of the Short Duration Yield Fund (SDYF) provided by Hashnote, a regulated provider of tokenized fund products. USYC/SDYF is based mainly on U.S. Treasury Bills with short-term maturity.

:You can also mint USD0 indirectly on a 1:1 basis by supplying the USDC stablecoin as collateral.

Redeeming the stablecoin is also possible in two ways — directly through the protocol, or via the secondary market. When using direct redeeming, you simply withdraw your RWA collateral using the protocol's interface. Alternatively, you can sell USD0 for USDC or USDT via a secondary market platform, such as 

 (CRV), a popular DeFi protocol that specializes in stablecoin assets.

USD0++ is an LST representation of USD0. When you stake USD0 on the platform, you’re issued USD0++, which is fully composable and can be used on various Ethereum-linked protocols to earn additional yield. You can lock USD0 to get issued USD0++ for four years. However, you’re also free to unstake at any time.

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